Auto liability insurance is a requirement in most states, while trucking liability insurance for truckers is federally mandated for new and pre-owned trucks. This type of insurance pays for bodily injury and property damage suffered by another party as a result of an accident for which you’re at fault. What does liability insurance cover, exactly? Lynch Truck Center can answer! Read on to learn more about liability insurance and how it applies to trucks.
What does liability coverage pay for? This type of insurance is a two-fold coverage, so while physical injury and property damage are considered separate, they’re linked under the umbrella of liability coverage. Auto and trucking liability insurance cover expenses incurred by any of the following scenarios:
It’s important to note that this form of car insurance is intended for the victim of an accident — and the driver who caused it.
For passenger vehicles, liability limits are mandated by the state in which the driver resides. In Wisconsin, a policy must meet the following requirements:
For truckers, federally required liability limits are determined by the weight of the truck and the cargo it hauls. Here’s how that works:
In some cases, you might only be able to access liability coverage through a commercial auto insurance policy.
Whether you’re researching to ensure you have the right amount of coverage, or you’re exploring your liability coverage options for your next purchase, Lynch Truck Center is your reliable source for information and a wide selection of trucks. If you have questions about the auto liability insurance definition or coverage options like collision and comprehensive insurance, don’t hesitate to contact us or visit us near Racine and Milwaukee.
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